Ridesharing with Uber has transformed transportation. With just a tap on your phone, a ride is available at your fingertips, making transportation more convenient than ever. Despite its convenience, risks still exist. Crashes can still take place, leading to potential passenger injuries.

This article explores the most common injuries in Uber-related accidents, the process of determining fault, and the legal steps involved in pursuing compensation.

Common Uber Injuries

When riding in an Uber, a variety of injuries, especially during collisions or accidents. Among the most common injuries are:

Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.

Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.

Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often here need extensive medical intervention.

Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.

Who Is Liable in an Uber Accident?

Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.

Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.

Other Drivers: When another driver causes the accident, they may be held responsible.

Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.

What Uber’s Insurance Covers in Accidents

The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

How to File a Legal Action for Uber Injuries

If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.